wealthy girl psychology

open the schools but first redo their curriculums

Why didn’t they teach us this? I thought.

We need to talk about money. Not the basic "save 10% of your income" advice you've heard a million times. I want to share something that completely changed how I think about wealth - and why I don't keep most of my money in the bank anymore.

did everyone know this about banks?

Recently, I was at my bank trying to withdraw a pretty significant amount of my own money. Not anything crazy, just money I'd earned and saved. The amount of questions they asked me? Insane. It was like I was asking for permission to use my own money.

I left thinking - if I need permission to use "my" money, is it really mine?

When you put money in the bank, it's not actually yours anymore. You're basically giving the bank a loan. That's why they pay you interest (even if it's a baby 0.1%). Your bank balance? It's literally just an IOU from the bank.

But it gets worse.

While your money sits in the bank, it's losing value every single day. Since 1971, the dollar has lost 99% of its purchasing power. Let that sink in.

The money you think you're "safely" saving is actually shrinking in value year after year.

"But What About Luxury Goods?"

I hear this all the time - "I'll invest in Birkins" or "Jewelry holds its value better than cash." And look, I love luxury goods as much as the next girl. But let's be real about what they are at the end of the day: speculative assets.

Just like crypto, the value of luxury goods depends entirely on what someone else is willing to pay for them. Yes, some Birkins have appreciated in value. But so did Beanie Babies in the 90s. The difference? Birkins still have cultural cachet, while Beanie Babies... well, you know. It’s all subjective. It’s all speculative.

Think about it:

• You need to find the right buyer

• Authenticity needs to be verified

• Condition has to be perfect

• Storage and insurance costs eat into returns

• Trends can change overnight

Don't get me wrong - if you love luxury goods, buy them. Just don't fool yourself into thinking they're a foolproof worthwhile wealth preservation strategy. A bag is a bag. A bracelet is a bracelet. They're speculative assets, just like any other collectible.

they do WHAT??????

The bigger issue here is that our entire financial system is built on well, shaky ground. Banks can create money out of thin air through loans. Governments can print as much as they want. And guess who pays the price? We do, through inflation.

the book that changed everything for me

Want to see how crazy it is? Try this:

1. Earn money (income tax)

2. Buy something (sales tax)

3. Invest what's left (capital gains tax)

4. Buy property (property tax)

5. Die (estate tax)

They take a cut at every single step. And then they tell us to "just save" the little bit we have left in a bank account that pays 0.1% interest while inflation runs at 5%?

Make it make sense.

in the past 24 months i started taking crypto (bitcoin mostly) seriously

Unlike traditional banking, Bitcoin offers true ownership and protection against devaluation. It’s a pretty consistently safe “vehicle” for preserving my money. Kind of like gold back in the day. It's not about getting rich quick, like I thought in 2017.

It's about having a way to store value that:

• Can't be printed into oblivion

• Isn't controlled by banks

• Actually belongs to you

• Can be sent anywhere in the world instantly

Think about it like this: Bitcoin is just math. No one can create more of it. No one can freeze your access to it. No one can devalue it by printing more. In the past year, major governments have done the same. Read the writing on the wall sis!

where i’m at now

Here's how I structure my finances now:

1. Emergency Fund Yes, I keep some money in the bank. Enough for a few months of expenses. That's it.

2. Hard Assets Most of my money goes into assets that can't be easily devalued:

• Bitcoin (my primary focus)

• Real estate

• Some precious metals because I’m just a girl after all

3. Speculative Investments including:

• Memecoins (but only ones with real liquidity)

• Luxury items (but only ones I actually want to own)

• Other opportunities that come up

Notice how traditional banking is minimal here? That's intentional.

And for my career girlies, remember: don’t spend all the money you make because its income earned. Income earned is money that gets invested, it’s a tool. The money you get from working should be put to work. You created value to earn it, now you create through it.

the mindset switch

If you want to start exploring the same, here’s how to start. nothing’s

Look at Your Bank Account How much do you actually need in there? Probably way less than you have now.

Learn About Bitcoin Start with the basics. Why was it created? How does it work? What problem does it solve?

Join Communities or Discords Find other women who are thinking differently about money. The traditional financial system wasn't built for us anyway - why not create something better?

Brian Jung is a man of God so I trust him he’s led by the Spirit!

If you want the basics of the basics?

Start Teeny Tiny You don't need to move all your money at once. Start with a small amount and learn as you go.

the future of dough

The way we think about money is changing. The old rules don't work anymore. Keeping all your money in the bank isn't "safe" - it's guaranteed to make you poorer over time.

Whether it's luxury goods, crypto, or any other asset - understand what you're buying and why. Don't let anyone tell you there's only one way to be a savvy money mami.

Always remember, a man is not a financial plan. :)